Fixed |
| Company |
Exclusive |
Product Code |
Rate |
Period |
LTV |
Cashback |
HLC |
Fee |
Repayment Terms |
Legal |
Valuation |
Min |
Income Multiples |
Special Criteria |
Features |
Proc Fee |
| Abbey Nat |
Semi-Exclusive |
C122H |
3.19% |
Fixed until 02/09/2012 |
70% |
£250 |
N/A |
£995 |
3% until 02/09/2012 |
N/A |
Free valuation |
£6,001 |
Based on affordability |
|
Available to homebuyers |
0.32% |
| Abbey Nat |
Semi-Exclusive |
C120R |
3.29% |
Fixed until 02/09/2012 |
70% |
N/A |
N/A |
£995 |
3% until 02/09/2012 |
Yes |
Yes |
£6,001 |
Based on affordability |
|
Remortgage Customers only |
0.32% |
| Abbey Nat |
Semi-Exclusive |
C121H |
6.49% Fixed |
Fixed until 02/09/2012 |
90% |
£250 |
N/A |
£495 (cannot be added to the loan) |
3% until 02/09/2012 |
N/A |
Yes |
£6,001 |
Based on affordability |
|
Clients need to have an existing Abbey bank accoun |
0.31% |
| Halifax |
Semi-Exclusive |
FRK964 |
4.69% |
Fixed until 30/09/2013 |
75^ |
N/A |
N/A |
£999 |
3% until 30/09/2011, 2% until 30/09/2013 |
N/A |
N/A |
£25,001 |
Based on credit score |
|
Completion deadline 31/12/2010 |
0.31% |
| Natwest |
Semi-Exclusive |
FO3240 |
3.19% Fixed |
Fixed until 31/08/2012 |
60% |
N/A |
N/A |
£699 |
3% until 31/08/2012 |
N/A |
N/A |
£25,000 |
Based on affordability |
|
Purchase only |
0.30% |
| Natwest |
Semi-Exclusive |
FO3241 |
3.24% Fixed |
Fixed until 31/08/2012 |
60% |
N/A |
N/A |
£699 |
3% until 31/08/2012 |
Yes |
Yes |
£25,000 |
Based on affordability |
|
Remortgage only |
0.30% |
| Halifax |
Semi-Exclusive |
FRK965 |
4.89% |
Fixed until 30/09/2013 |
75% |
N/A |
N/A |
£999 |
3% until 30/09/2011, 2% until 30/09/2013 |
Yes |
Yes |
£25,001 |
Based on credit score |
|
Completion deadline 31/12/2010 |
0.31% |
| Natwest |
Semi-Exclusive |
FO3242 |
3.89% |
Fixed until 31/08/2012 |
75% |
N/A |
N/A |
£999 |
3% until 31/08/2012 |
Yes |
Yes |
£25,000 |
Based on affordability |
|
Remortgage only/Max 75% LTV on Interest Only apps |
0.30% |
| Northern Rock |
Semi-Exclusive |
|
3.97% Fixed |
Fixed until 01/10/2013 |
70% |
|
N/A |
£995 |
4% until 01/10/2013 |
Free legals for remortgages |
Free valuation for remortgages |
£25,000 |
Dependent on credit score |
|
|
0.32% |
| Natwest |
Semi-Exclusive |
FO3153 |
3.84% Fixed |
Fixed until 31/08/2012 |
75% |
N/A |
N/A |
£999 |
3% until 31/08/2012 |
N/A |
N/A |
£25,000 |
Based on affordability |
|
Purchase only |
0.30% |
Discount |
| Company |
Exclusive |
Product Code |
Rate |
Period |
LTV |
Cashback |
HLC |
Fee |
Repayment Terms |
Legal |
Valuation |
Min |
Income Multiples |
Special Criteria |
Features |
Proc Fee |
| Aldermore Mortgages |
General |
|
4.98% Discount for 2 years |
2 years |
75% |
N/A |
N/A |
1.25% |
5% year 1, 4% year 2 |
N/A |
N/A |
£50,000 |
Based on affordability |
|
No credit scoring |
0.40% |
Buy To Let |
| Company |
Exclusive |
Product Code |
Rate |
Period |
LTV |
Cashback |
HLC |
Fee |
Repayment Terms |
Legal |
Valuation |
Min |
Income Multiples |
Special Criteria |
Features |
Proc Fee |
| Precise Mortgages |
Exclusive |
BTL05 |
4.95% |
Tracker for 2 years |
75% |
N/A |
N/A |
1.50% |
3% for 2 years |
N/A |
N/A |
£25,001 |
Rental Calc: 125% @ reversionary rate |
|
Available for Network Member only |
0.55% |
| Precise Mortgages |
Semi-Exclusive |
BTL07 |
5.09% |
Tracker for 2 years |
75% |
N/A |
N/A |
1.50% |
3% for 2 years |
N/A |
N/A |
£25,001 |
Rental calc: 125% @ reversionary rate |
|
Available for Network members only |
0.55% |
| Precise Mortgages |
Semi-Exclusive |
BTL09 |
5.15% |
Tracker for 2 years |
75% |
N/A |
N/A |
£1,999 |
3% for 2 years |
N/A |
N/A |
£25,000 |
Rental Calc: 125% @ reversionary rate |
|
Available for Network members only |
0.55% |
| The Mortgage Works |
General |
B07422 |
3.59% Tracker |
BBR + 3.09% until 30/09/2011 |
70% |
N./A |
N/A |
3.50% |
None |
N/A |
N/A |
£50,000 |
Rental calc 125% @ 4.99% |
|
Switch to fix |
0.45% |
| Precise Mortgages |
Semi-Exclusive |
BTL08 |
5.29% |
Tracker for 2 years |
75% |
N/A |
N/A |
1% |
3% for 2 years |
N/A |
N/A |
£25,001 |
Rental calc: 125% @ reversionary rate |
|
Available for Network members only |
0.55% |
| Precise Mortgages |
Semi-Exclusive |
BTL10 |
5.35% |
Tracker for 2 years |
75% |
N/A |
N/A |
£1,299 |
3% for 2 years |
N/A |
N/A |
£25,001 |
Rental calc: 125% @ reversionary rate |
|
Available for Network members only |
0.55% |
| Precise Mortgages |
General |
BTL01 |
5.98% |
Lifetime Tracker |
75% |
N/A |
N/A |
3% |
3% within first 36 months |
N/A |
N/A |
£25,001 |
125% @ reversionary rate |
|
Available for Network members only |
0.55% |
| Precise Mortgages |
General |
BTL02 |
5.88% |
Tracker for 2 years |
75% |
N/A |
N/A |
2.50% |
3% for first 24 months |
N/A |
N/A |
£25,001 |
125% @ reversionary rate |
|
Available for network members only |
0.55% |
| Precise Mortgages |
General |
BTL03 |
6.08% |
Tracker for 2 years |
75% |
N/A |
N/A |
2% |
3% for first 24 months |
N/A |
N/A |
£25,001 |
125% @ reversionary rate |
|
Available for network members only |
0.55% |
Tracker |
| Company |
Exclusive |
Product Code |
Rate |
Period |
LTV |
Cashback |
HLC |
Fee |
Repayment Terms |
Legal |
Valuation |
Min |
Income Multiples |
Special Criteria |
Features |
Proc Fee |
| Skipton |
General |
|
3.79% Tracker |
BBR + 3.29% for 2 years |
85% |
N/A |
N/A |
£695 |
3% for 2 years |
N/A |
N/A |
£50,000 |
Based on affordability |
|
|
0.30% |
| Northern Rock |
General |
|
2.84% Tracker |
BBR + 2.34% until 01/10/2012 |
75% |
N/A |
N/A |
£995 |
4% until 01/10/2012 |
Free Legals |
Free valuation |
£25,001 |
Based on credit score |
|
Everyday criteria applies |
0.32% |
| Furness |
Semi-Exclusive |
67FLX |
3.39% Tracker |
BBR + 2.89% for 2 years |
80% |
N/A |
N/A |
£499 |
3% for 2 years |
N/A |
N/A |
£20,000 |
Based on income multiples |
|
Overpay 10% per annum, purchase product |
0.32% |
| Furness |
Semi-Exclusive |
68FLX |
3.39% Tracker |
For 2 years |
80% |
N/A |
N/A |
£499 |
3% for 2 years |
Yes for remortgage |
Yes for remortgage |
£20,000 |
Based on income multiples |
|
Overpay 10% per annum, remortgage product |
0.32% |
Please Note:
If you have any potential cases you wish to discuss please contact DA Partners on 0845 130 0609 (Option 1 for new business).
All products and rates should be checked for availability before submitting business.
For use by professional financial advisers and not for use by the general public. Individual products are to be read in conjunction with the lenders product guide and Standard Lending Terms. Mortgage Next cannot accept responsibility for error or omission. |