Protection
Mortgage Next have a number of leading providers on their pure protection and critical illness cover panel.

Mortgage Next will arrange with all the providers for your individual agencies to be set up for you.

The Select Multi-tie panel provides you direct access to the following providers:-
  

You can access these providers via our multi-choice quotation facility within your Cornerstone system 

Click here for full commission details  

In addition to the multi-tie panel you can also access providers within the Protection Select panel.  Click here for provider details and commission rates. 

If you wish to access any of these providers please contact your Training & Development Manager who can arrange this for you.

General Insurance
Through Mortgage Next’s GI panel you can access a wide range of providers offering competitive commission for building & contents, buy-to-let landlords insurance and mortgage payment protection insurance.

Click here for full commission details

• car insurance
• drivers with convictions
• imported cars
• modified cars
• drivers with accident/claims history
• classic cars
• motorhomes

If you refer your clients through to Insurance Factory when their renewal is due you will earn commission on every policy sold as a result.

Submitting referrals is easy!
Click here for the unique online portal for Mortgage Next brokers to see further details and ensure you earn your commission, or call 0121 702 5452.

Towergate Lifestyle offer competitive rates and a high quality cover as standard on the following:

• Office Insurance Package Insurance
• Pubs/Clubs and Restaurant Package Insurance
• Public & Employers Liability
• Commercial Property Owners – single properties and portfolios
• Directors and Officers Insurance  
• Professional Indemnity Insurance

How to Submit Business
The process is quick and easy;
Simply download and complete the quote request form

About Defaqto
Defaqto is a leading UK independent research company, specialising in rating, comparing & analysing financial products. Defaqto delivers timely & accurate information to all layers of the financial services sector including banks, insurers, advisers, comparison web sites, government regulatory agencies & consumers.

About the System:

• Online access from any pc/laptop
• Helps maximise sales opportunities
• Improve retention rates
• Upsell premiums based on cover rather than price
• Produces range of reports to back up recommendations
• Support TCF requirements
• Whole of market product coverage including bank assurers, directs & supermarkets
• Research up to 4 products at a time
• Unique in the market
• Updated daily

Contact details
To take advantage of a FREE 30-day trial of the system, contact Defaqto on FREEPHONE 0808 1000 804 or email sales@defaqto.com

Registration
If you want to subscribe to Defaqto Engage email sales@defaqto.com with your name, your company name & the number of licences you require & Defaqto will make all the necessary arrangements.

Please click here to download the Defaqto contract

Please click here to download a Direct Debit Mandate

For any other information about Defaqto Engage, you can call Defaqto Customer Support on 01844 295544.

Assurant

Why choose Assurant Intermediary?
• Our products are built around the individual needs of individual customers, so you can rest assured that you will find appropriate and affordable protection for your clients.
• Competitive commission
• Our free, online, point-of-sale system (IPOS), enables you to create instant quotes and access application forms ready for submitting.
• IPOS reduces the administrative burden by providing real-time management reporting and document production.

Products
Assurant Intermediary delivers a range of general insurance products including:

Mortgage & Payment Protection
Cover includes:
• Single or joint cover against accident, sickness and unemployment
• Cover for mortgage (or rent) payments
• Cover for regular monthly outgoings - life cover, utility bills
• Cover is provided up to 50% or £3,000 whichever is the lesser

Residential Buildings & Contents Cover
Our competitive policy is flexible and can be tailored to meet the individual needs of your clients:
• Contents cover up to £50,000
• Buildings cover up to £400,000
• 3 year no claim discount (subject to eligibility)
• 24 hour claims and emergency helpline

Income Protection
• Monthly Benefit of up to £1,000 or 50% of gross salary, whichever is the lesser.
• Back to day 1 cover
• Covers all employment types
• Flexible monthly benefit split - for joint applicants the monthly benefit amount can be split to meet the individual client needs
• 12 months benefit per claim

Landlord Property Insurance
• Suitable for various kinds of properties including furnished, unfurnished, unoccupied pending residential let and some properties of non-standard construction.
• Wide range of tenants covered including students, persons in receipt of DSS benefits, Asylum Seekers.
• Landlords Legal Expenses cover available as an optional add-on. Landlords Property Insurance quotations and applications can be produced and submitted by registered brokers using our IPOS system.

IPOS System
Our innovative IPOS system enables you to:
• Produce quotes according to your own agreed rates
• Print and/or email your own branded quote illustrations and application forms in PDF format
• Complete application forms offline ready for submitting via the internet
• Submit forms securely via the internet
• View previous customer application forms
• Automatically retrieve your personal settings, agreed rates and even corporate identity from our secure server
• Pre-populate client data between products to reduce inputting time.
• In addition, IPOS produces 'Demands and Needs' statements.

IPOS is free to all registered brokers and is available online.

Register for Assurant
Mortgage Next Network members are pre-registered for the IPOS system, if you have not yet received registration details please contact Assurant on 0844 248 7818.

Commissions
• Mortgage and Payment Protection: 27.5% on new business and renewal*
• Residential Buildings & Contents Cover: 27.5% on new business and renewal*
• Income Protection: 27.5% on new business and renewal*
• Landlord Property Insurance: 27.5% on new business and renewal*

*Refers to upfront commission on completed sales, subject to clawback.

Contact
For further details visit http://www.assurantintermediary.co.uk or call on 0844 248 7818.

Paymentshield provide simple & comprehensive mortgage related general insurance products & deal only through intermediaries so they really understand this market & what you, as intermediaries, need from them.

Quality & comprehensive products

They provide affordable & award winning general insurance products & outstanding service for your clients, whether they be homeowners, occupiers or landlords.

Products include:

• MortgageProtector – MPPI product designed for new mortgage & remortgage clients (those whose mortgage agreement has been in force for 30 days or less) & carries a 5-star Defaqto rating.
• MortgageProtector Solo - MPPI product designed for existing mortgage & remortgage clients (those whose mortgage agreement has been in force for more than 30 days)
• Home Insurance – 4-star Defaqto rated products. With the FreeFirst product option, your customer doesn't pay any premiums for the first 2 months from the policy start date. The BestQuote product option is their lowest price option, with no deferred premiums & also includes Price Match facility.
• Landlords Buildings - 4-star Defaqto rated product that can cater for students, multiple-occupancies (up to 6 tenants) & persons who fund their rent through the Benefits Agency

Providing quick & simple business solutions:

• Generate quotations & submit applications for your clients through Inertia.
• Sign up to the Email Notifications Service to receive automatic email confirmation your client’s submitted application status.
• Download all your paper case advices through the Online Business Reports

Competitive & Attractive Commission:

Getting Started:

To register with Paymentshield simply speak to your Agency registration Team.

If you're already set up with Paymentshield, but do not have a copy of the Inertia quotation software you can order Inertia online.

Or further details complete a Call Back Request form & a member of the Paymentshield Intermediary Sales Team will get in touch.

Contact Details

Please call the Intermediary Sales Team on 0845 0615 700 or visit http://www.paymentshield.co.uk/intermediaries. You can also find the contact details for your dedicated Telephone Account Manager online.

For technical help with the Inertia Quotation Software please contact the Inertia Support Team
T: 0845 0615 200
E: inertia.support@paymentshield.co.uk

For general product enquiries (including enquiries about policies & commissions) please contact the Broker Support Team:
T: 0845 0615 100
E: brokers@paymentshield.co.uk

Write to them at:

Paymentshield Ltd,
Paymentshield House,
Wight Moss Way,
Southport,
PR8 4HQ

MortgageProtector is underwritten by Aviva Insurance Limited
MortgageProtector Solo is underwritten by Pinnacle Insurance plc
Buildings & Contents Insurance is underwritten by Royal & Sun Alliance Insurance plc
Home Emergency Cover and legal Expenses Cover is underwritten by DAS Legal Expenses Insurance Company Limited
Landlords Buildings & Contents Insurance is underwritten by Royal & Sun Alliance Insurance plc

Towergate Home & Protect

Towergate Home & Protect can negotiate favourable terms for you & your clients on a range of general insurance products & services.

Why use Towergate Home & Protect?

• Competitive bedroom rated sum insured Buildings & Contents quotations from a panel of UK leading Insurers, including AXA, ERS, Zurich & a consortium of leading UK insurers
• Choice of Mortgage Payment & Income Payment Protection with Unemployment only cover & ‘3 months free* options.
• Landlords insurance including ‘Price Beater’ to beat your client’s renewal price by 10% for portfolios of 4 or more*
• Option to sacrifice an element of your commission to reduce your client’s premium through our online ‘Premium Flex’ facility.
• Easy to use system with online referrals, product guides, full documentation suite including demands & needs, online quote & buy process in under 3 minutes
• ‘Three Year Price Freeze’ scheme available on Buildings & Contents quotations*
• Towergate Assist optional extension to include Home Emergency, Legal expenses, ID Theft & Landlords Rent Guarantee
• Attractive commission terms for new business & renewals paid monthly

How to do business & access Towergate Home & Protect

You have been pre-registered to submit business to Towergate Home & Protect. You should have received an email advising you of the sign in process and product details. If you have not received your welcome email, please contact Towergate Home & Protect’s Agency Team on 0844 892 1524.

For the latest news & information on Towergate Home & Protect’s product range please click here.

* Eligibility Criteria & Terms & Conditions apply visit website for details

Towergate Risk Solutions

Towergate Risk Solutions specialises in finding insurance solutions for a wide variety of risks including: SME business, corporate, unusual or difficult to place household i.e. subsidence, underpinned or unoccupied properties & high net worth household. For further details please click here.

Higos Insurance

Higos Insurance offer a variety of commercial insurance solutions covering:
Shops, offices, pubs, care homes, public liability, employer's liability, schools, engineering, legal expenses, vehicles plus much more.

Their Corporate Business Team are experienced in commercial insurance & risk management for larger businesses & can handle complex enquiries & have a national team of field-based executives which can offer bespoke professional advice.

You can introduce business to Higos via email, phone or online, simply complete the enquiry form & Higos will deal with your client directly & keep you fully informed throughout the process.

To register call 0845 450 4288 or email agency@higos.co.uk

Commissions vary (average 5% of premium) - please refer.