We’ve invested in technology to help manage customer relationships, support the advice process and reinforce an increasingly strict regulatory regime. Our aim is for electronic information to flow between people and organisations, without re-keying and without an extensive paper trail.

Cornerstone
Our mortgage sales system, Cornerstone, integrates with sourcing tools across mortgage, life, critical illness and general insurance, including:

• Mortgage Brain
• Trigold
• MTE
• Paymentshield
• Cardiff Pinnacle
• Source
• Webline

To save time, you only have to enter client details ONCE to drive illustrations and applications across all product areas.

The system supports the complete sales process including fact-find, sourcing, applications and electronic submission. It also provides full compliance support together with FSA-required documentation. You can use the system both online and offline, with the reassurance that all client files and FSA documentation are stored centrally for you to access at any time.

Online decision-in-principle
Complete the online DIP and it is automatically submitted to our new business team to process. They will search your applicants and research our panel of non-conforming lenders. A decision will be back to you in 24 hours.

Online application form
Our generic application form enables you to submit non-conforming applications and pay your valuation fees online. We can then start processing them the same day.